We think we have a good understanding of the issues that you are likely to be facing, Read how we have helped others.
Brighton Financial, specialists in retirement planning...
We're an independent financial planning firm based in Brighton. We specialise in helping clients make the decisions that are right for them at retirement. Are you...
- Approaching retirement and considering your options?
- Thinking about or planning for your retirement?
- Trying to make sense of the pensions and other arrangements you have?
You're unique, however, we have a good understanding of the issues you're likely to be facing. You may find that planning and organising your financial arrangements can be time-consuming, complicated, stressful and even daunting.
Taking a step back to look at your long-term plans is something you probably don’t always have the chance to do. We provide you with the opportunity to do so.
We want to make a difference and have a positive impact for you. We'll work with you to establish what your long-term goals are and how your financial arrangements fit in with them.
"We have used Marco for many years now, he is trust worthy and transparent with his fees. His knowledge is broad, giving multiple solutions and he really cares in finding the best deal for your individual needs. He has a 'nothing is too much trouble' attitude and regularly emails to make sure we are happy with our contracts".
"Marco combines a personable, easy-going style with sound advice. He explains things clearly, understands our needs and preferences well and advises us appropriately. I have always felt confident that Marco is giving us the best advice suited to our particular needs. He is very good at keeping in touch - responding quickly and checking in regularly".
“Marco is very clear and takes the time to make sure you understand your options and the consequences. He always follow-up and makes sure everything is going as expected”.
"Marco listens to your issues rather than trying to sell you some product just because they are more lucrative for him. An honest adviser and an honest man".
“My Wife and I had a number of investments and pensions and needed to consolidate these and understand our overall financial position with retirement looming. Marco has been very methodical and took a step by step approach breaking down everything with have, analysing them and then making recommendations going forward. He is very clear, always recaps where we are, what we are achieving and next steps.”
"Marco spent a lot of time getting to know us and our financial situation, goals and attitude to risk. He was very helpful in clearly explaining the alternatives available to us and the disadvantages of following a particular course of action. He was open about the charges involved and behaved in a very professional manner throughout".
"Marco's deep subject knowledge and understanding combine seamlessly with his professional yet friendly approach. I have utmost trust in his ability to advise and act on my behalf".
"I first needed financial advice when setting up a private pension. Since then I have unhesitatingly turned to Marco for further advice. Marco helped me to set up a suitable pension and has also provided advice on investments and insurance. I have a suitable pension, life insurance and an investment plan in place".
"Marco is very approachable and genuine. The advice he gives, is with you and your requirements in mind. NOT with his pocket in mind, like so many other advisers".
"Marco listens and understands well. I feel completely confident that he knows how I feel about finances and risk and I trust his advice will be in my best interests. He is considered and does not push me to change tack or continue investing in something which will not be of any further benefit to me long term. He makes financial matters clear and simple to understand".
"Marco is very patient and explains the technical side of mortgages very clearly and as many times as necessary for me to fully understand what I'm signing up for. He will always double and triple check the facts and my understanding".
"I was not sure what to do with my current pension pot and if my current saving was sufficient for my future. He talked me through my various options and he did this patiently and listened. I still have circa 15 years left before I will look to retire and I now have a clearer picture of what I can expect".
"My wife and I separated and the only advice we both believed was Marco's Impartial advice given with empathy and financially sound. financial planning and division of finances. Marco is the one person we agree on listening too".
“I already had a financial adviser but he moved away. I needed support with managing investments and pensions. Marco has done a comprehensive review of all my finances with a regular tracking system. It has made it easier to plan and also understand the way I need to structure my work and finances for the future. Marco has made it very user-friendly”.
"Following redundancy I had a lump sum which I wished to invest and have subsequently added to this investment. Originally arranged via another adviser but Marco has advised my wife and I for several years. His approach to understanding attitude to risk has been very helpful. Yes- we primarily wanted to protect value of investment and this has been more than achieved in real terms".
“A change of ownership and pension arrangements at my employer meant I needed advice on future cash flow and whether to consolidate a clutch of small personal pensions into my new workplace pension scheme or elsewhere. He produced a very clear and detailed report which I will be able to use as a basis for action, and clearly explained the reasons for his advice. As a result, I will move them and save myself a pile of money in the coming years!”.
“Following a change to my pensions I was looking for guidance on retirement planning. Marco provided exceptional advice. I am a financial journalist but still sometimes struggle with the jargon of the investment world but Marco cut through this with plan speaking and clear guidance. He impressed me hugely both with his knowledge and the clarity of the advice he gave”.
“Marco listened to our needs, gathered all the relevant documents and details of the schemes that we had, this was presented to us in a clear, precise and fully understandable way in a language that we were able to comprehend. It is difficult to think of anything that could have been done better, the all-round experience was a very positive one for us and will continue into the future with Marco as our advisor”.
"Pensions that were maturing and wanted professional advice as to what was best route to go with them. He gave great advice on where our money would work well with no pressure to take the advice if we weren't happy. Marco has been so helpful, he's blunt and tells you as it is, he doesn't beat around the bush and goes looking for everything you ask for. He offers great advice and guides you in the right direction without being forceful”.
“My husband passed away in June 2015 and I needed advice on investing money. I was not used to searching for the best place to invest money. I contacted Marco and, even though the amount I had was not huge compared with some, Marco offered, and is still offering me advice and helped me know where to look in order that I could make my own decisions. Marco also met my two daughters and explained things to them so they were aware what I was doing and why. Marco made things a lot easier for us at a difficult time. I count myself very lucky to have found him”.
“We inherited some money & required some advice on investment. Marco took over from a previous adviser who retired. We think he has looked after our investments very well & is always there if we need any more advice”.
“Marco helped us choose an insurance package and arrange will's that gave us great peace of mind, knowing that our children would be protected and provided for. Marco has also given us occasional financial advice over the years regarding loan management and we have Just recently welcomed Marco's help with fresh insurances and advice on having our will's updated”.
“After a consultation with Marco Vallone about my requirements with my pension, he started the ball rolling, in a way that was clear and precise to understand, on getting my pension transferred and invested. Their documents are laid out in an easy way to read giving me peace of mind for the future. The product I accepted is well suited to my current needs and I am very happy with my pension arrangement and the advice given”.
“We needed assistance to best manage our investments and savings. Marco helped us with appropriate advice to safeguard our investments while obtaining the best returns and we consider that our investments have been well managed”.
"I needed advice following changes in employment and pensions. Marco provided ambiguous advice and clear recommendations to achieve my objectives".
"Marco assessed my needs, savings and investments, advised on some changes, and set up new investments. I am happy with Marco's service".
"Marco did an incredible amount of research, contacting all companies involved to fully understand our investments. He looked at all the different options to transfer our money back to the UK. Communication with Marco is excellent, and he has given us clarity on our situation, and a way to move forward".
"Difficult to criticise. Gave prompt advice, whilst maintaining a professional and friendly relationship".
How we can help you