We charge a fair fee for the work we do but only you can decide that when you’ve met us! Our clients feel we deliver value for money and here’s a few of their stories…
Most financial advice firms don’t publish their fees on their website but we do and this is one of many aspects to our business that makes us different from most!
There’s a growing body of research that demonstrates the financial benefits of good financial planning:
A 2017 report by Royal London and the International Longevity Centre showed that, on average, people who work with a financial adviser boost their assets by up to £43,245.
A study by Vanguard identified seven key areas where advisers can add value, estimating values for each area. The total sum was discovered to be around 3% per annum.
| Initial Meeting... |
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| An initial meeting is at our expense. If we don’t take things forward, all it’s cost you (and us) is nothing more than a not too unpleasant hour or so of each other’s time! |
| Financial Planning Fee... |
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| If we agree to do some work together, there’s probably going to be a fair amount of work involved which includes:
Understanding your current and future financial position. Finding out about your existing financial arrangements. Building projections for you to show you what your financial future could look like. Creating a financial plan of action for you to keep you on track towards achieving what's important to you. Preparing recommendations on action you could take to improve things. Meeting with you again to show you everything. Finishing off with a report that ties everything together. This all takes a lot of time and our fee for this ranges from £1,000 to £3,000, depending on the complexity of your situation and the work involved. At the end our initial meeting, we’ll tell you EXACTLY what it will be BEFORE we do any work so you’re in control. |
| Implementation Fee... |
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| After we’ve done the financial planning work, it might be that we need to make changes to your arrangements so they’re in line with your overall objectives. We call this implementation work.
Most financial advice firms charge a percentage for this work but we don’t. Why should a client investing £1 million pay 10 times more than a client investing £100,000. Is it REALLY 10 times the work? We don’t think so. To implement your plan, we charge a flat fee of £1,000 to £2,000 depending on the complexity of what’s involved. As with our Financial Planning fee, we’ll tell you EXACTLY what the Implementation Fee is BEFORE we do any work for you. |
| Our Fee Guarantee... |
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| We want you to feel comfortable with our fees so we offer a guarantee:
Our fees are only payable AFTER we’ve done the work for you so we take on the risk of getting it right, not you. Also, if you’re not completely happy with what we’ve done for you, you don’t have to pay us! We don’t want our fees to be a barrier to you getting high quality advice. |
| Keeping You On Track... |
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| Life changes so much! Your financial plan will need to be regularly updated so you always feel confident you can achieve what’s important to you or, if things go badly, what you need to do to get back on track.
We only work with a small number of clients so we can deliver a highly bespoke and hands on service. You never know when you’ll need us and we want to be available to help you in whatever way you need. There’s a lot that goes in to the ongoing service we deliver and we’ll explain what that is and our fees, before we agree to engage on an ongoing basis. |
You’ll get a premium service from us and, very often, we save our clients far more than the fees they pay us through sensible financial planning strategies.