What Clients Have Said About Us...

Marco immediately put me at ease (laughing about the rainbow that had appeared over the building ending directly at his office), and we had a really helpful (and long) chat about the things that were concerning me, and how I could make some changes and move forward. It ended up being a bit of a therapy session! He has a very straightforward way of explaining things which dispels any confusion or complication. He's also very dry which (being a northerner) I appreciated! I definitely plan to get his advice in the future.

Marco takes the time to find out about your particular circumstances and asks really good questions. We felt comfortable talking to him and he is a good listener. Marco has given us some clarity and reassurances about our retirements plans which is what we were looking for.

My wife and I inherited money and wanted to invest wisely.  Marco was friendly and knowledgeable and explained things in a way that even I could understand. The patience and time taken to explain things enabled us to agree sound strategy for moving ahead with an investment portfolio. His advice and guidance was always helpful, but never pushy and at all times we felt in control.

Marco stands out from the crowd because he focuses more on the person than the money. He listens astutely to what you want to achieve and offers you a clear path towards it. Marco makes it clear that money is a means to an end. Once the basics are in place, he challenges you to focus on the value of life experiences, as much as the value of one investment over another. Marco's advice helped us to understand whether we were likely to have enough money to cover a variety of scenarios. He has a refreshingly holistic approach to finance.

I didn't have adequate pension provision and was worried that I'd left it too late. Marco assured me I hadn't!  Marco has always been very helpful in explaining everything clearly and honestly. So far the pension is performing as it should but he reviews it regularly and would let me know if things change.

Marco conducted a comprehensive review of our current spending, future plans and pension packages and provided a clear, easily understood review of the options that we asked about. Marco was very understanding and non-judgemental; it was a delight that he provided the advice we required and didnt try to sell us products that we didnt need.  We have a clear understanding around our options for early retirement.

"Having lived in Germany for some years, and after being misadvised by a major international financial consultancy organisation, I needed advice on how to invest my pensions in the UK.  Marco provided clear, understandable, and down to earth advice. He took the time to clearly understand my situation, and explain how it could be resolved. He also followed up diligently with multiple investment companies to free up my previous investments, and minimise costs (my pensions had previously been invested in high cost funds)."

"I had money from a Pension to invest and wanted to discuss my options.  Marco offered me time, explained my options, gave me some facts to consider and allowed me to ask questions and go away to consider which path I wanted.  He made me feel in control of my choices.  Marco was genuine, informative, listened to me, asked the right amount of questions to make me think. Location and comfort of office good."

"We wanted to make investments with savings.  Marco took us through all the available options, and helped us understand pros and cons of each. He also made us think about why we were thinking about investing in the first place.  Due to personal circumstances we decided, with Marco, that waiting for a while before investing was the right course of action".

"Looking at planning for retirement and wanted expert advice on consolidating all of my pensions. Almost was made redundant, and at 55 thought it was a good time to see where I stood financially. Marco sat me down, listened and to what I was after, took me through the process of identifying my pensions and assets, made sure he understood everything about my situation - children, wife, parents, share portfolio - any questions and clarifications were done jargon free and easy to understand. He explained exactly what he could do for me and the costs - he kept me informed on a weekly basis of progress, and once completed his investigations, he took me through it so that I understood everything. Marco fulfilled my goal of understanding what income I can expect at 60 and 65, explained what would happen to my wife in the event I died - all done very clearly. He explained everything and is also made himself available afterwards for questions".

"I needed to better understand my pensions. So I needed answers to questions such as am I paying in enough, if I paid more how much earlier could I retire, should I merge or change any of my pensions. Marco questioned and listened to me to get a really thorough understanding of what I required from him. He told me briefly about how he could help me in a more detailed manner, but stuck very much to providing clarity around my current pension situation and what that means for the future which is what I required. I am delighted in the output from Marco. He fully answered my questions, providing a great presentation, and illustrated through charts, graphs, and verbally a very clear and easy to understand view of my pension funds."

"I inherited a sum of money which I wanted to invest for the future. Marco assessed my attitude to risk and found me an investment which exactly suited my needs. I have absolutely seen the outcome I was hoping for and have no criticism of the service I received".

"Marco did an incredible amount of research, contacting all companies involved to fully understand our investments. He looked at all the different options to transfer our money back to the UK. Communication with Marco is excellent, and he has given us clarity on our situation, and a way to move forward".

"Difficult to criticise. Gave prompt advice, whilst maintaining a professional and friendly relationship."

"Marco assessed my needs, savings and investments, advised on some changes, and set up new investments. I am happy with Marco's service".

"I needed advice following changes in employment and pensions.  Marco provided ambiguous advice and clear recommendations to achieve my objectives".

“We needed assistance to best manage our investments and savings.  Marco helped us with appropriate advice to safeguard our investments while obtaining the best returns and we consider that our investments have been well managed”.

"After a consultation with Marco Vallone about my requirements with my pension, he started the ball rolling, in a way that was clear and precise to understand, on getting my pension transferred and invested. Their documents are laid out in an easy way to read giving me peace of mind for the future. The product I accepted is well suited to my current needs and I am very happy with my pension arrangement and the advice given”.

“We inherited some money & required some advice on investment. Marco took over from a previous adviser who retired. We think he has looked after our investments very well & is always there if we need any more advice”.

“Marco helped us choose an insurance package and arrange will's that gave us great peace of mind, knowing that our children would be protected and provided for. Marco has also given us occasional financial advice over the years regarding loan management and we have Just recently welcomed Marco's help with fresh insurances and advice on having our will's updated”.

“My husband passed away in June 2015 and I needed advice on investing money. I was not used to searching for the best place to invest money. I contacted Marco and, even though the amount I had was not huge compared with some, Marco offered, and is still offering me advice and helped me know where to look in order that I could make my own decisions. Marco also met my two daughters and explained things to them so they were aware what I was doing and why. Marco made things a lot easier for us at a difficult time. I count myself very lucky to have found him”.

“A change of ownership and pension arrangements at my employer meant I needed advice on future cash flow and whether to consolidate a clutch of small personal pensions into my new workplace pension scheme or elsewhere. He produced a very clear and detailed report which I will be able to use as a basis for action, and clearly explained the reasons for his advice. As a result, I will move them and save myself a pile of money in the coming years!”.

“Following a change to my pensions I was looking for guidance on retirement planning. Marco provided exceptional advice. I am a financial journalist but still sometimes struggle with the jargon of the investment world but Marco cut through this with plan speaking and clear guidance. He impressed me hugely both with his knowledge and the clarity of the advice he gave”.

“Marco listened to our needs, gathered all the relevant documents and details of the schemes that we had, this was presented to us in a clear, precise and fully understandable way in a language that we were able to comprehend. It is difficult to think of anything that could have been done better, the all-round experience was a very positive one for us and will continue into the future with Marco as our advisor”.

“Pensions that were maturing and wanted professional advice as to what was best route to go with them. He gave great advice on where our money would work well with no pressure to take the advice if we weren't happy. Marco has been so helpful, he's blunt and tells you as it is, he doesn't beat around the bush and goes looking for everything you ask for. He offers great advice and guides you in the right direction without being forceful”.

"Following redundancy, I had a lump sum which I wished to invest and have subsequently added to this investment. Originally arranged via another adviser but Marco has advised my wife and I for several years. His approach to understanding attitude to risk has been very helpful. Yes- we primarily wanted to protect value of investment and this has been more than achieved in real terms".

“I already had a financial adviser but he moved away. I needed support with managing investments and pensions. Marco has done a comprehensive review of all my finances with a regular tracking system. It has made it easier to plan and also understand the way I need to structure my work and finances for the future.  Marco has made it very user-friendly”.

"My wife and I separated and the only advice we both believed was Marco's Impartial advice given with empathy and financially sound. financial planning and division of finances. Marco is the one person we agree on listening too".

"I was not sure what to do with my current pension pot and if my current saving was sufficient for my future. He talked me through my various options and he did this patiently and listened. I still have circa 15 years left before I will look to retire and I now have a clearer picture of what I can expect".

"Marco is very patient and explains the technical side of mortgages very clearly and as many times as necessary for me to fully understand what I'm signing up for. He will always double and triple check the facts and my understanding".

"Marco listens and understands well. I feel completely confident that he knows how I feel about finances and risk and I trust his advice will be in my best interests. He is considered and does not push me to change tack or continue investing in something which will not be of any further benefit to me long term. He makes financial matters clear and simple to understand".

"Marco is very approachable and genuine. The advice he gives, is with you and your requirements in mind. NOT with his pocket in mind, like so many other advisers".

"I first needed financial advice when setting up a private pension. Since then I have unhesitatingly turned to Marco for further advice. Marco helped me to set up a suitable pension and has also provided advice on investments and insurance. I have a suitable pension, life insurance and an investment plan in place".

"Marco's deep subject knowledge and understanding combine seamlessly with his professional yet friendly approach. I have utmost trust in his ability to advise and act on my behalf".

"Marco spent a lot of time getting to know us and our financial situation, goals and attitude to risk. He was very helpful in clearly explaining the alternatives available to us and the disadvantages of following a particular course of action. He was open about the charges involved and behaved in a very professional manner throughout".

“My Wife and I had a number of investments and pensions and needed to consolidate these and understand our overall financial position with retirement looming. Marco has been very methodical and took a step by step approach breaking down everything with have, analysing them and then making recommendations going forward. He is very clear, always recaps where we are, what we are achieving and next steps. We first met Marco 4 years ago and he gave us good initial advice. We then asked him to look at our finances in detail 2 years ago. He has gradually worked through and broken it down into different areas with clear priorities and outcomes. This work continues until we have everything in good shape. We will then have regular reviews.”

"Marco listens to your issues rather than trying to sell you some product just because they are more lucrative for him. An honest adviser and an honest man".

“Marco is very clear and takes the time to make sure you understand your options and the consequences. He always follow-up and makes sure everything is going as expected”.

"Marco combines a personable, easy-going style with sound advice. He explains things clearly, understands our needs and preferences well and advises us appropriately. I have always felt confident that Marco is giving us the best advice suited to our particular needs. He is very good at keeping in touch - responding quickly and checking in regularly".

"We have used Marco for many years now, he is trust worthy and transparent with his fees. His knowledge is broad, giving multiple solutions and he really cares in finding the best deal for your individual needs. He has a 'nothing is too much trouble' attitude and regularly emails to make sure we are happy with our contracts".